Thank you for visiting www.Mfolks.com. MFolks Inc. (“Mfolks”, “Mfolks.com” . “We”, “Us” and “Our”) respects the privacy of its users accessing its website at www.mfolks.com (“Website”) For the purposes of this User Agreement, the term “User(s)” and wherever the context so requires “You”, “Your”, “Yourself” shall mean any natural or legal person who accesses or uses the Website and in the event that a natural person is representing a business entity, reference to such terms shall include a reference to the business entity. The policy explains how we use personal information collected at this site. Please do read this privacy policy before using the site or submitting any personal information. By using the site, user is accepting the terms and polices described in this privacy policy. These practices may be changed, but any changes will be posted and changes will only apply to activities and information on a going forward, not retroactive basis. You are encouraged to review the privacy policy whenever you visit the site to make sure that you understand how any personal information you provide will be used.

Mfolks.com collects User Information when You successfully submit information while creating Your Account, subscribe, make profile or registering as a KYC User or while confirming Your order on the Website. User Information is the data that can be used to uniquely identify or contact a person and/or the business entity that a person represents and shall include, but not be limited to, information regarding Your name, name of the business entity that You represent, address and telephone number of the business entity, Your e-mail address and such other information for the purposes of identification and verification. When You submit User Information on the Website, it shall be deemed that You have granted Us the right to collect, store, process, handle and use such User Information, in accordance with this Privacy Policy. You may visit the Website and browse the Website without having to provide User Information. Where possible, We indicate which fields are mandatory and which fields are optional to be filled on the Website. You always have the option to not provide information by choosing not to submit particular information or feature on the Website. During Your visit to the Website You remain anonymous and at no time can We identify You unless You submit User Information on the Website. Mfolks.com collects only such User Information that MFolks believes to be relevant for the purpose of identification and verification and is required to understand You or Your interests. It is clarified that We shall not be liable, for any reason whatsoever, for the authenticity of any User Information provided by You to Us. You hereby confirm that the User Information provided by You is and shall continue to be valid, true and accurate to the best of Your knowledge. Collection of information To enhance Your use of the Website, certain information may be collected each time You visit the Website which are saved in server logs. It is clarified that these encrypted statistics help Us in improving the efficiency of the Website by giving Us information relating to Your use of the Website. Such information may include details of the server from where the Website is being accessed, the browser and operating system used to browse the Website, details of Your last visit to the Website, including time, date and the duration of Your session on the Website. This information is used by MFolks to understand the number of users visiting the Website and gather broad demographic information for aggregate use of the Website. While collecting such information, Your anonymity is maintained at all times and at no time can We identity You personally, unless You 2 submit the User Information on the Website or through the e-mail feature. You acknowledge that apart from Your User Information, if You upload any content including comments on the Website, such content may contain information including User Information and the same may be available to the other Users of the Website. Mfolks.com will not be liable for the disclosure and dissemination of such User Information on the Website. Cookies Like most other websites We use data collection devices known as cookies to collect and store information of Users visiting the Website. A cookie is a small amount of data that is sent to a User’s browser from a web server and is eventually stored on a User’s computer hard drive.

Cookies Policy :- Cookies are a reliable mechanism for websites to remember the activities of the User on the Website and helps in improving Your experience on the Website. This anonymous information is maintained distinctly and is not linked to the User Information You submit to Mfolks.com. The option of accepting cookies is up to You, however certain features of the Website including Content and the Forms may not be accessible without accepting cookies. Most cookies are session cookies that are automatically deleted from Your hard drive when You close the browser. Additionally, You may encounter cookies or other similar devices on certain pages of the Website that are placed by third parties. We do not control the use of cookies by third parties and shall not be liable for any reason whatsoever for these third party cookies. Use of User Information User Information provided by You is used by Us only to provide information that You request which

Sharing of User Information: - User Information may be shared with such third parties as are required for facilitating the purchase of Our Products on the Website by You, to grow Our business which may include our affiliates, strategic partners, investors, suppliers, and service providers as the case maybe. The User Information may be saved in servers inside or outside India, at Our sole discretion. Except as provided in paragraph above, We shall disclose the User Information only in circumstances where:

However, as You are aware, no internet site is completely free of security risks and We do not make any representation in respect of the same. We do not warrant that Our Website or any electronic communication made by Us is free from virus or other harmful effects. In the event of any errors in transmission or due to an act of a third party, We shall have no liability. You explicitly agree that Your use of the Website and/or services is at Your own individual risk. You agree and confirm that Your User Information may be transferred, processed and stored across National and International borders. You hereby confirm that You have been made aware of the security measures undertaken by Us and You expressly consent to Us storing, handling, using Your User Information. Advertisement We do not use or promote any third party advertisement on the Website. Links to other third party sites. The Website may provide third party information and links to other websites that are not affiliates of or operated or controlled by MFolks including but not limited to payment gateways used by MFolks. Mfolks is not responsible for any form of transmission, whatsoever, received by You from any third party website and accordingly does not make any representations concerning the privacy practices or other policies of such third party websites. Under no circumstances shall MFolks be deemed to control or guarantee the accuracy, integrity, or quality of the information, data, text, software, sound, photographs, graphics, videos, cookies, messages or other materials available on such websites. Any User Information provided by You to such third party websites shall be governed in accordance with the privacy policies of such websites and it is recommended that You review the privacy policy of such websites prior to using such websites.

Force Majeure:- Notwithstanding anything contained in this Privacy Policy or elsewhere, MFolks shall not be held responsible for any loss, damage or misuse of Your User Information, if such loss, damage or misuse is attributable to a Force Majeure Event. A “Force Majeure Event” shall mean any event that is beyond the reasonable control of MFolks and shall include, without limitation, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, technical snags, unauthorized access to computer data and storage device, breach of security and encryption. Contact Us If You have any questions about Privacy Policy. You may contact help@Mfolks.com